Denise Ramsey, the eldest daughter of renowned financial expert Dave Ramsey, has carved her own unique path, distinct from the public personas of her family members. Born on October 11, 1985, in Nashville, Tennessee, Denise has opted to lead a life away from the limelight, keeping her personal and professional endeavors largely private.
Unlike her sister, Rachel Cruze, who has made a name for herself in the world of personal finance, Denise Ramsey has chosen to maintain a low profile, focusing instead on her role as the director of the Ramsey Family Foundation. Through this position, she oversees various charitable initiatives, embodying the values of generosity and community service that her family is known for.
Denise’s commitment to a private life extends to her family as well; she is married to Bill Whittemore, a former American football quarterback, and together they have three children. Despite the lack of public information about her net worth, it’s clear that Denise Ramsey’s life is marked by purpose and dedication.
As we explore her lifestyle and personal history, we gain insight into a woman who values privacy, family, and meaningful work, making her an intriguing figure in her own right.
Who is Denise Ramsey
Denise Ramsey is the eldest daughter of Dave Ramsey, a famous financial expert, and his wife, Sharon. She was born on October 11, 1985, in Nashville, Tennessee. Denise has two siblings, Rachel Cruze and Daniel Ramsey. Unlike her sister Rachel, who is well-known for her books and talks about money, Denise likes to keep her life private.
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She is married to Bill Whittemore, a former American football player, and they have three children together. Denise works as the director of the Ramsey Family Foundation, where she helps run charity projects. Even though she prefers staying out of the spotlight, Denise is dedicated to her family and her work. She is also a Christian and values her family’s beliefs.

Bio\Wiki
Category | Details |
---|---|
Full Name | Denise Ramsey Whittemore |
Date of Birth | October 11, 1985 |
Age | 39 years old |
Nationality | American |
Ethnicity | Caucasian |
Religion | Christian |
Father | Dave Ramsey (Financial expert) |
Mother | Sharon Ramsey |
Siblings | Rachel Cruze (sister), Daniel Ramsey (brother) |
Husband | Bill Whittemore (Former American football quarterback) |
Children | 3 children |
Height (Estimated) | 5’7″ |
Weight (Estimated) | 64 kg |
Net Worth | $200 million |
Popularity | Known for being the daughter of Dave Ramsey, but maintains a private life and does not have significant public recognition |
Profession | Director of the Ramsey Family Foundation |
Real Name and Ethnicity of Denise Ramsey
Denise Ramsey’s full name is Denise (Ramsey) Whittemore. She was born on October 11, 1985, in Nashville, Tennessee. Denise is the eldest daughter of Dave and Sharon Ramsey. She has two younger siblings, Rachel Cruze and Daniel Ramsey. Denise belongs to the Caucasian ethnic group.
Her father, Dave Ramsey, is a well-known financial expert, and her mother, Sharon, is also an important part of their family. Denise decided to take her husband’s last name, Whittemore, after getting married to Bill Whittemore, a former football player. Denise has three children and enjoys spending time with her family. Even though she keeps her life private, she is active in charity work through the Ramsey Family Foundation.
Mother, Father, and Sibling Information
Denise Ramsey’s parents are Dave Ramsey and Sharon Ramsey. Dave is a well-known financial expert who helps people manage their money wisely. Her mother, Sharon, is an important part of the family, helping to support Dave in his work and take care of their children. Denise has a sister named Rachel Cruze and a brother named Daniel Ramsey.
Rachel is famous for writing books and giving talks about how to handle money. Daniel is the president of Ramsey Solutions, a company started by their dad. Denise enjoys a close relationship with her family and they all share strong Christian values. They often work together on projects and support each other in their careers. Denise loves spending time with her parents, siblings, and her own family.
Boyfriend/ Husband of Denise Ramsey
Denise Ramsey is married to Bill Whittemore. Bill used to play football and was a quarterback at the University of Kansas. Denise and Bill got married on June 25, 2011. They are very happy together and have three children. Bill helps Denise with family activities and supports her work with the Ramsey Family Foundation.
They enjoy spending time with their kids and doing fun family activities. Denise and Bill make a great team, both in their personal life and in their work. Bill’s background in sports and Denise’s dedication to charity work show how they balance each other’s strengths. They both value family time and work hard to make sure their children have a loving and supportive environment.

Age, Height, Weight, Date of birth and Figure
Denise Ramsey was born on October 11, 1985, which makes her 39 years old in January 2025. She is around 5’7″ tall. Denise weighs about 64 kilograms. Denise is the oldest daughter in her family. Her full name is Denise (Ramsey) Whittemore, and she is married to Bill Whittemore.
They have three kids together. Denise likes to keep her life private and focuses on helping with charity work. Even though she is not as famous as her sister, Rachel Cruze, she is an important part of her family. She loves spending time with her husband and children and enjoys her work with the Ramsey Family Foundation.
Popularity and its reason
Denise Ramsey is known because she is the daughter of Dave Ramsey, who is famous for giving advice on how to save and manage money. Even though Denise likes to keep her life private, people are curious about her because of her well-known family. Denise helps run the Ramsey Family Foundation, which does a lot of good work for people in need.
Her husband, Bill Whittemore, was a football player, and that also makes people interested in their family. Denise is popular among those who follow the Ramsey family’s work and admire their dedication to helping others. Even though she stays out of the public eye, her role in the family and her charity work make her a notable person.
Career of Denise Ramsey
Denise Ramsey works as the director of the Ramsey Family Foundation. This means she helps plan and manage different projects that help people in need. Denise makes sure that the foundation’s money is used to support good causes. She enjoys working on charity projects and helping communities. Denise likes to focus on making a positive impact through her work.
Even though she keeps her life private, she is very dedicated to her job. She finds joy in helping others and making a difference. Her work with the Ramsey Family Foundation is an important part of her life, and she spends a lot of time making sure the projects run smoothly. Denise also enjoys working with her family on these projects.
Net Worth of Denise Ramsey
Denise Ramsey’s personal net worth is not publicly known. She prefers to keep her financial details private. Her father, Dave Ramsey, has a net worth estimated at $200 million as of 2022. Denise focuses more on her work with the Ramsey Family Foundation, helping others through charity projects. While we do not have exact numbers, it is clear that Denise leads a comfortable life.
She is dedicated to her family and her work, rather than seeking fame or fortune. Denise enjoys spending time with her husband, Bill Whittemore, and their three children. Even though she stays out of the public eye, her efforts in charity work make a big difference in many lives.

Nationality and Religion of Denise Ramsey
Denise Ramsey is American. She was born in Nashville, Tennessee, which is in the United States. So, she has always lived in America. Denise and her family are Christians. They go to church and believe in Christian values. Her dad, Dave Ramsey, talks a lot about their faith and how it helps them make good choices. Denise also follows these beliefs.
She enjoys helping people through her charity work, which is part of her Christian values. Denise and her family pray together and spend time doing activities that help their community. They believe in being kind and helping others, which are important parts of their faith. Denise teaches her kids about their religion and the importance of caring for others.
Next Steps and Goals of Denise Ramsey
Denise Ramsey has a lot of plans for the future. She wants to keep helping people through the Ramsey Family Foundation. Denise is always looking for new ways to make a difference in her community. She enjoys working on charity projects and wants to find more ways to help those in need. Denise is also focused on her family.
She wants to make sure her kids grow up happy and healthy. Denise and her husband, Bill, plan to spend more time with their children, teaching them important values and life skills. Denise also hopes to support her siblings in their work and continue to uphold the values her parents taught her. She is excited about what the future holds for her and her family.
Hobbies of Denise Ramsey
- Spending Time with Family: Denise loves to have fun with her husband Bill and their three kids. They do lots of activities together.
- Charity Work: Denise enjoys helping people through the Ramsey Family Foundation. She finds it very rewarding.
- Reading: Denise likes to read books when she has some quiet time. It helps her relax and learn new things.
- Outdoor Activities: Denise and her family often go on outdoor adventures. They might hike, camp, or play sports.
- Cooking: Denise loves to cook meals for her family. She likes trying new recipes and making tasty dishes.
- Gardening: Denise enjoys spending time in her garden. She likes planting flowers and vegetables.
- Crafting: Denise and her kids enjoy making crafts together. They create fun and creative projects.
Interesting Facts About Denise Ramsey
- Denise Ramsey was born in Nashville, Tennessee.
- She has two siblings, Rachel Cruze and Daniel Ramsey.
- Denise married Bill Whittemore on June 25, 2011.
- She is the director of the Ramsey Family Foundation.
- Denise likes to keep her life private.
- Her husband, Bill, used to play football at the University of Kansas.
- They have three children together.
- Denise enjoys reading, cooking, and spending time outdoors.
- She loves working on charity projects.
- Denise is a Christian and values her family’s beliefs.
- Her father, Dave Ramsey, is a well-known financial expert.
FAQs
Who is Denise Ramsey?
She is the oldest daughter of Dave Ramsey, a financial expert.
When was she born?
She was born on October 11, 1985.
Is she married?
Yes, she is married to Bill Whittemore.
How many children does she have?
Denise has three children.
What does she do for work?
She is the director of the Ramsey Family Foundation.
What does her husband do?
Bill Whittemore is a former football player.
Where does she live?
Denise lives in Nashville, Tennessee.
What is her religion?
Denise is a Christian.
Conclusion
Denise Ramsey is a private person who cares deeply about her family and helping others. She works hard as the director of the Ramsey Family Foundation, supporting many charity projects. Denise enjoys spending time with her husband, Bill Whittemore, and their three children.
They love doing fun activities together and teaching their kids important values. Even though Denise is not as famous as her sister Rachel Cruze, she plays a crucial role in her family’s efforts to help others and spread kindness. Her dedication to her work and family makes her an inspiring figure.